I took out a loan with company X in joint names with an ex partner. I repaid for a while no problems.
A while later, due to mounting other debts, I went to a debt replayment plan which was all in my name.They agreed a repayment structure with all the debtors including company X.
I repaid this for a while with no problems.
A while later my circumstances chnaged. New partner, marriage and children. For three months during a transition change I made vastly reduced payments for three months.
Company X filed a CCJ against me. I responded with a defence claiming only half due to it being joint names.
Now, as is normal, the case will be heard in court. I do realise though due to company X response to the court that I am equally liable for the whole amount not just half. Fair enough.
Since I received the CCJ I managed to get back on track with reduced payments and have been paying fine for 4 months.
But what will happen at court? I am worried. Will they ask awkward questions? Advice !!!!!
 |
· Debt Consolidation
· What is IVA?
· Individual Voluntary Arrangement
· Debt management
· IVA Specialists
· Reduce my debts
· Priority debts
· Non-priority debts
· List your debts
· Credit card debt
· Debt consolidation firm
· Bad debt consolidation remortgage
· Debt consolidation organization
· Debt consolidation lending
· Debt consolidation government loan
· All debt related articles
|