There are no debtors prisons anymore, I don't home a home or any possessions to speak of, I have no savings and owe £25k on my credit cards. I am self employed but my contracts have dried up because of the oncoming recession and I have failed after 21 attempts to get a job. Now I don't even have money for food. If I say to my creditors, 'sorry I simply have no money I can't give you a penny', what is the worst that they can do?????????
Oh yes Cruckaboo I am REALLY choosy, today I was rejected for a minimum wage data entry post lasting one month, working through the night
I have asked about an IVA but as I currently have no income they won't talk about as they say there is nothing to 'negotiate' with..
Believe me I have nothing to sell. The only things I really own are books, which are in a friend's basement
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