I have a mortgage in joint names with my ex partner. We have split up and he is refusing to pay his half of the mortgage. This has thrown me into total chaos as very shortly I am going to run out of cash to pay this.
I need to get his name off the mortgage and consolidate some credit card debt and a loan onto a new mortgage paid over a longer term so that I can afford to live.
Does anyone have any idea of the steps I need to take to make this happen. Has anyone done similar? Does anyone offer a 'fast' service? Any names of who I could talk to? Any financial advisors that can give me free advice?
I am with Natwest at the moment and they sent me forms for a remortgage and then three weeks later told me that I should have gone for additional borrowing instead. I simply cannot afford this sort of messing about. I am three weeks down the line with nothing resolved and haemorraging money!
Now they tell me I need to 'Transfer Title' first. I am LOST!
I really need some advice.
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