Over the years i have had moments of uncontrollable spending and have managed to get into a lot of debt with 2 loads n 2 credit cards. After seeing a psychiatrist about my depression it turns out i have bipolar and this is the reason for my spending. I have to have 2 jobs to help pay for the debts as well as live. I feel i cant keep my main job as they are very unsupportive towards my condition and have been offered a part time job which i think i will enjoy. However will struggle to pay off my debts. Should i consolidate my money to reduce monthly payments or talk to my creditors about my condition and come to some agreement..if so which dept do i speak to
i live in the uk and considering my psychiatrist is free i dont really care if he gave me a scape goat....if u had to live with what i had to i think your attitude would change. I used to think like you n now its happened to me...karma eh always gets ya
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