IVA Specialists, get specialist advice at Debt Home




We can help you consolidate your existing debt into one manageable amount to pay each month.

IVA SpecialistsTransform your life with an IVA. Debt is a common problem in the UK today and when you find yourself in serious debt you need specialist help.

although IVAs are a less drastic alternative to declaring yourself bankrupt, entering into an IVA is a serious decision and you need to take professional advice before committing to such a debt solution.

IVAs originated from legislation introduced by the Government to give a practical alternative to bankruptcy. If your application for an IVA is approved by your creditors, then you are only obliged to make payments you can realistically afford for a set period. Upon completion of the agreed period your remaining debt is legally written off.



Other Debt related Questions :

help l got myself in a pickle. in debt up to my eye balls please please any advice wanted.?

l have got my self in debt l dont work cant get a job, but have 3 credit cards, with over 4 thousand on each, and sererval cataloges. also 2 loans. l`m not sure what to do l`ll never pay it all off, but l dont wanna go bankrupt, l live in a rented house, and have nothing of any vaule, its just me and my 2 boys age 11 and 6. l dont wanna go to
help l got myself in a pickle. in debt up to my eye balls please please any advice wanted.?

if you were in debt, which company would you use for debt advice / iva?

you read alot about pay plan, debt free direct, debt 24 and others, just wonder if anyone has had experience with any and could give me advice on who to use. want to get debt problem sorted, quick and without more stress.
if you were in debt, which company would you use for debt advice / iva?

IVA advice?

I currently have an IVA which will last another 5 years. Im 32 and about to get married and want to have children before 5 years time. I wondered if anyone else has been in the same situation and could tell me what they did please regarding payments whilst on maternity leave with very little or no income. My fiance isnt a high earner so we
IVA advice?

Need IVA debt help and advice?

Hi all, I am considering taking out an IVA as I have debts over 15k before I go ahead and do it, I wanted to know if there is anyone out there that has already got an IVA and what your thoughts and feelings are on it. For example do you wish you hadn't done it, or what benefits did you get from doing it? Please no time wasters, I want
Need IVA debt help and advice?

If you had an IVA in the past can you have another one?

We got the first one when one of us had to give up work (we got 2 disabled children), and paid it off in full within 2years cos we sold the house. Then the other of us had to give up work and we have been keeping our heads above water for the last 3 years - JUST!! Problem now is we got a car off YES Car Credit which was crap, we let them repossess
If you had an IVA in the past can you have another one?

Urgent employment salaries advice needed!!!!!!!!!!!!!!?

Company i worked 4 went into IVA, can i take out private summons for moneies owed 2 me instead of the offer of 17pence to the pound? money owed to me is wk in hand, wk in leiu of notice, and holiday pay for 6mth employment. this has dragged on for 6mth, just received offer today of 17p in the pound for one wk work.
Urgent employment salaries advice needed!!!!!!!!!!!!!!?

I have entered into an IVA and cannot afford the re-payments can I cancel?

If i cancel could I pay the creditors direct over a longer period - Any advice greatly appreciated
I have entered into an IVA and cannot afford the re-payments can I cancel?

Debt advice please?

I took out a loan with beneficial finance about 5-6 years ago. I bought a car that got written off by an insured driver so had nothing to show for it! I had a couple of credit cards with barclaycard and capital one. unfortnatley, I went through a silly phase for 4 years, caned the cards and havent made any repayments for abour 4 years on the
Debt advice please?

In serious debt?

Hi. Myself and my husband are in serious debt and I cannot see a way of getting through it. We have a large unsecured loan with Northern Rock which means we can't go down the IVA route. We have been getting advice about it and in the process of starting a debt management plan but if we pay what they suggest it could take 20 years to
In serious debt?

IVA complete in 2 years but when does my credit score actually improve?

I have been paying over £800 a month (yes £800 - not the best finantial expert in the world to get that much in debt) for almost three years and can't afford to buy a house because of this. Therefore how soon after the IVA completes does my credit score actually improve so that I then don't have to spend over the odds on a
IVA complete in 2 years but when does my credit score actually improve?

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Last Updated on: 28. August, 2008 Developed by Milldo