me and my husband are in a lot of debt at the minute as my husband was out of work for about 3 months. and i'm on maternity leave from my job (which pays pitence anyway)during this time we didn't pay our mortgage and other bills, also maxed out 3 credit cards as we have a 16week old baby who needs to have nappies etc so we had to get them somehow.
we have rang a debt consolidation company but not actually accepted yet as some family members are saying not to do it, where other family members are telling us to.
my husband is now working although it's monthly pay and he just missed the cut off date so we are still living off my maternity pay until he gets paid.
the council won't help coz i earn just over 100 a week. (114 i get)
have you ever done debt consolidation? was it the right coice for you? any comments will be apprieciated. thanx
my local citizens advice are rubish
i apprieciate the advice but would that be a yes or no?
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