I took out a loan for £6,000 when i was married and when we split up i got left with the debt as even though it was a joint account, it was only me that signed for the loan. I got into financial difficulties and it got passed to robinson way, the debt collectors, but paid a reduced amount and have been paying for just over 6 years. When i done a credit check, there was no history of me even having the loan in the first place and have since found out that after six years the loan will not show. Does this mean that i can stop paying for it now i am so confused!
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