I want a mortgage but have a really bad credit history, I took out a loan last year for a car with a bad company welcome finance, which I have nearly paid off, I also had a ccj but satisfied this last year, I do have a credit card but I always keep to my payments. My mum has said that she would help me get a mortgage and we could do a mortgage together however her credit is perfect she does not really know about all my debts which I dont want to tell her - is it possible that I could get a mortgage with me and her going into an mortgage agreement together?
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