I am in about £11k debt and each month by the time i have paid my repayments i am left with just £10. Would a debt management company help me? I can't carry on like this for much longer, I've got to the point where i am considering just not paying my loan back and hoping they wont catch up with me as I have moved twice since i took the loan out.
I'd just like to say that I can't stop spending as I have no money left to spend.
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