hello - i have been a home owner for 5 yrs and now need to remortage as my fixed rate is ending and id like to add some of my debt to mortage.
Additional problem is that i am currently in contract work although am starting a new job on 3 sept. Bad news is new job is £10k pa less than current salary so im worried wont get mortgage for the remortgage if you see what i mean?
I dont want to put my fiance on mortage as he alreday has other flat but will i need a guaranteur or something?
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