I defaulted on a loan and credit card in june 2006, I am currently finishing off paying them both off. One with a finance company and then other with the credit card company it self. At present it shows as defaulted on my credit history. When the balance on them both is 0, how will this show on my credit file?? Is there any way that I can get the default off my file removed or do i just need to wait for the 6 years to be up?? I want to buy a house next year or year after and when complete will have no debts at all and a pretty good deposit, will the defualts go seriously against me??? PLEASE HELP!!!! Much appreciated.
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